Build On Your Lot Questionnaire

1.  Do you own the lot?


2. Has the lot been cleared?


3.  Do you have a septic permit or a soil report?

If not, we charge $1,800 to do the full septic permit process or $300-500 to do a site evaluation depending on the lot size and if it's cleared or not.

4.  Does it have City/County water or is it a well?

Water / Well

5.  Does it have sewer available or is it a septic system?

Sewer / Septic


Are there any streams or jurisdictional wetlands on site. If there are any known streams, creeks, ponds, or wetlands onsite or if any are shown on GIS a wetland delineation survey may be required to set a limit of disturbance. Wetlands must be protected and cannot be disturbed by construction. If a wetland disturbance is required to access the house location, the buyer must pay for the mitigation fees.


7. What is the proposed foundation for the house?


8.  Have you picked out a plan?

If so, is it one of our plans?  YES / NO Plan name if ours ______________

If it's one of our plans we already have base budgets on them for each subdivision. We can use our base budget with the corresponding standard features sheet as a starting point.

If it's not one of our plans we will charge $1 per square foot under roof to bid the plan out. We will need to purchase the plan (at their expense) to bid if they haven't already purchased it. We will need those fees upfront prior to starting the bidding process. Once we bid out the plan, we will provide them with a full accounting of each trade that bids the plan and how much their bid it for.


If the lot is within a community that is governed by an HOA or ARC we will need a copy of the Bylaws and CC&R's. We will also need a copy of any easements, conditions or restrictions for the lot that are mentioned in your deed.


We need to set up a "Discovery Appointment" to determine the house location on the lot as this will dictate costs. Keep in mind that if a soil test hasn't been done or a septic permit hasn't been issued the house location may be subject to change. We will go over the floorplan with the buyer to see if there are any structural modifications they may want.  We will also go through the standard features as well as a list of standard options they can choose from.


The client provides the financing for the construction loan and we use FNB to do the construction to perm loan as our preferred lender. We don't allow buyers to use outside lenders  


  • On offsite builds we charge a $5,000 deposit and will make our first draw upon construction loan closing to pay for the permit fees and other fees related to securing a building permit. Lot/Septic evaluation fees should be paid by the buyer prior to the deposit. A septic permit and a plot plan are required to apply for a building permit so securing the septic permit is the first step in the process.
  • William R Homes charges a lot fee of $20,000 on top of the costs to build the home. This fee is used to offset the cost of building on a lot that is not within one of our communities. This cost will be added to the final cost of the home and is not an upfront cost.
  • Since William R Homes is a local home builder, we have developed relationships with the trades that we use on all our builds. This helps us to keep costs down and helps to increase the efficiency of the build. Due to these pre-existing relationships William R Homes cannot allow buyers to dictate the trades that we use to build your house.
  • William R Homes will have an escalation clause added to the contract to cover rising prices which are typical in the industry. While we will do everything possible to maintain the original budgeted costs there are times when price increases are unavoidable (i.e. the lumber market increases during covid, hurricanes on the east coast impacting the supply and demand of OSB and shingles, etc...)
  • Prior to giving the buyer a final budget on the house we will need all of the selections and options to be picked out. If any change orders are approved after the selections have been signed off on the buyers must pay for those outside of closing so that the loan is not affected.